U.S. News offers some great money management advice in a recent article called 8 Questions for the Constantly Broke. Advice about money fits generally into three categories: practical, philosophical and spiritual. Most articles like this one focus on the practical without addressing the other two.
Practical Practical financial advice focuses on one question: how can I live within my means? Most, including the U.S. News article, recommend things like skipping daily latte's, buying used cars instead of new and reminding us that we're earning now not just for now but also for future rainy days and retirement. They preach that we should not be stupid with our money, in other words.